Plan Ahead

FAQ

You’ve got questions, and we’ve got answers. If you don’t see your question in the list below, you can be confident that one of our Family Service Directors can answer it personally. Just call or email us at to discover how easy it is to get straightforward answers to the most challenging questions about pre-planning your funeral or memorial service.

What are the benefits of planning ahead?

We strongly encourage you to Pre-Plan and here are the reasons and benefits:  

  • Your Family – Without a doubt the most important reason for making arrangements in advance is to spare your family the financial responsibility of doing so. This certainly reduces the stress for family and friends at an already emotional time.
  • Saves You Money – Funding your arrangements in advance through an independent funeral insurance policy, secures the cost at today’s prices and guarantees that those costs for services and memorial products will never increase.
  • Let’s Your Wishes Be Known – You may have specific wishes as to how you want to be memorialized. Advance planning will allow you to let your wishes be known for the type of funeral or cremation arrangement you want and will lift the burden of those difficult decisions from your family.
  • Fully Transferable Insurance Policy – Should you move out of the area, your funeral insurance policy is fully transferable to a mortuary of your choice in another city, state or country.
  • Travel Plan – Should your death occur while you are traveling anywhere in the United States or abroad (100 miles from your residence) our Travel Plan will guarantee to file the appropriate paperwork and transport you back to O'Connor Mortuary. This will spare your family the logistics of arranging transportation and legal paperwork, saving them thousands of dollars.

Here at O’Connor Mortuary, we like to say “some things you do with your family, and some things you do for your family.” Making your end-of-life decisions ahead of time is one of those things you do for your family and is truly the gift you give.


When should I begin making prearrangements?

The best time to begin making your prearrangements is now, while you're thinking about it. While some people in their 40's and 50's may think it's too early to preplan, others say that prearranging their funerals is smart financial planning. It gives them added peace-of-mind knowing they aren't leaving this burden to family members.

By taking time now to calmly make choices related to your own funeral arrangements, you'll be protecting your family against the stress of having to make these decisions at a time of extreme emotional stress. This way you can carefully choose specific funeral or cremation plans, as well memorial products you may want, and pay for them now or over time.


Where can I find information on planning ahead?

You can trust O’Connor Mortuary to provide you with all of the information you will need to plan ahead. Our Family Service Directors are certified, and re-enter the classroom regularly to continue their professional development. They are truly your best resource for your pre-planning process, and would be privileged to serve you. For more information or to answer any questions, please call (877) 872-2736.

What is pre-need insurance?

Advanced Planning insurance is actually a type of life insurance. O'Connor Mortuary is proud to provide this type of insurance through Physicians Mutual Life Insurance Company, the top rated providers in the insurance profession. By pre-funding your service costs through Physicians Mutual, we guarantee the costs will never increase.  And, your policy is fully transferable should you move to another state or country. Our Family Service Directors can assist you in writing a policy to include all the services and products you desire. These may include:

  • The casket or urn
  • Grave liner or burial vault
  • Memorial Marker
  • Flowers
  • Service Enhancements 
  • Register book and Memorial Folders

Tax advantages of Advanced Planning Insurance

  • Physicians Mutual Life Insurance plans are not taxable
  • Advanced Planning funeral policies do not negatively affect eligibility for Medicare or Medicaid
  • Physicians Mutual Life Insurance Policies can be transferred between mortuaries and states